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First Time Buyer Mortgages

Buying your first home can be one of the most exciting but challenging experiences in your life.

You’ll enjoy the fun of searching through Property Pal and dreaming about lazy Sundays reading a book in your new home.

But once you’ve found your dream home, you’ll face lots of confusing mortgage jargon that’ll leave you scratching your head.


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Complete the form below and we will be in touch within 1 working day.


Everytime I phoned anyone I spoke to was extremely helpful. I ended up being able to buy a house for way more than I thought I could afford and they were always very patient with me when I needed advice or when I was struggling to understand things.

Katherine Hughes
December 2022
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You might have questions such as:

Can your Belfast mortgage advisors tell me how much of a mortgage I can afford?
What do I have to do if I’m looking for a new build mortgage?
What size of deposit will I need as a first-time buyer in Northern Ireland?
Should I take a mortgage term for 25 years, 30 years, 35 years, or 40 years?
Help, I’m confused. What’s the difference between variable and fixed-rate mortgages in Northern Ireland?
Which is the best; two-year, three-year, or five-year mortgage deals?
Can Belfast mortgage advisors help me figure out if I can afford a mortgage?
How much will my mortgage be each month?

RM Financial Consultants Ltd makes the process simple. We’ll cut through the jargon and guide you through each step of the mortgage application process.

And with access to over 50 UK lenders, we’ll hunt out the very competitive mortgage deals for you.

Getting started is simple; contact us today and let us know when you’re available for a coffee and a chat.

We know you’re leading a busy life so if you can’t get into our office, no problem; we’ll call to your house if that suits you better.

After asking you a couple of questions, we’ll be able to tell you how much we think you’ll be able to borrow from a mortgage lender.

And we’ll explain your likely monthly costs, what else you need to think about and answer any questions you have.

I want RM Financial Consultants Ltd to help me
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Why you’ll love RM Financial Consultants Ltd

Access to 50+ providers to provide best deals options

Access to over 70+ lenders

With lots of options to choose from, we can find a deal that suits you.

Free coffee and consultation

Coffee and consultation

Fancy an Americano or Cappuccino? Let’s talk home-buying goals over a lovely cup of Joe.

RM Financial is Always Open Including Weekend

Always open

You’re juggling work, family, and everyday life. That’s why we’re happy to work around your busy schedule, including weekend appointments.

Hassle Free from start to finish


Don’t worry about confusing mortgage jargon; we’ll take care of everything from start to finish.

Bespoke Mortgage Advice

Bespoke mortgage advice

Every person is different, with their own set of circumstances. That’s why all of our advice is tailored to you.

RM Financial will taker care all of your paper works.

Goodbye paperwork

We’ll take care of all the paperwork, allowing you to focus on more exciting things.

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5 easy steps 
to owning your dream home

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Coffee and Chat

1. Coffee and Chat

Whether it’s us coming to your home or you calling in to see us in our office, let’s enjoy a coffee and a chat.

We’ll explore your circumstances, gather information, explore your options, and it’s also an excellent opportunity to ask us any questions.

And once we’ve pre-approved your mortgage, you’ll be able to bid on your future home with confidence.

Mortgage Application With access to over 50 providers in the UK

2. Mortgage application.

With access to over 50 providers in the UK, you can be sure we’ll find a deal to suit you and your needs.

Once we’ve found you a great deal, we’ll complete the entire mortgage application on your behalf.

Mortgage Offer

3. The mortgage offer

Once you’ve got your full mortgage offer, you’re one step closer to your dream home.

And once your mortgage offer has been approved, we’ll scour the market to find you a buildings insurance deal that’ll keep your lender happy.

Advice on Home, Health, Life and Income Protection

4. Protection

Taking on a mortgage is usually the most significant financial commitment you’ll ever undertake.

So, it’s only natural you’ll want to protect it, and you, should anything happen.

RM Financial Consultants Ltd will give you our unbiased advice and find you deals for home, health, life, and income protection.

Funds released

5. Funds released


That wasn’t too bad, was it?

Remember, just a couple of months ago, we were having a chat over coffee, and now you’ve got your new home!

Need a hand moving in?

Enquire Now

Complete the form below and we will be in touch within 1 working day.

The guidance contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.

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